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Ian Hurley

Editor, LuckyBallUSA

Ian Hurley holds a diploma in Statistics and is a probability enthusiast. He created LuckyBallUSA to provide free, data-driven tools for US lottery players, and writes about odds, statistics, and responsible play. Ian writes under a pseudonym to keep his personal and professional lives separate.

This is a pseudonym used by our editor to keep personal and professional identities separate.

Articles by Ian Hurley

Beginner Guide10/18/2026 8 min

How to Play Cash4Life: A Complete Beginner Guide (Retired 2026)

Cash4Life ended on February 21, 2026. How the $1,000 a day for life game worked, its nine prize tiers, the real odds and what to do with any old tickets.

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Guides10/05/2026 13 min

Lottery Taxes by State: What Winners Actually Take Home

A state-by-state guide to lottery taxes: how the 24% federal withholding really works, which states take nothing, and what a $100M jackpot pays after taxes.

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Strategy09/24/2026 12 min

Do Hot and Cold Numbers Actually Work? A Statistical Analysis

Hot and cold lottery numbers, tested with 1,400+ Powerball and 900+ Mega Millions draws: a chi-square analysis of what frequency data can and cannot tell you.

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Beginner Guide09/20/2026 8 min

How to Play Mega Millions: A Complete Guide for Beginners

A beginner's guide to Mega Millions: how the 5/70 plus 1/24 draw works, the $5 ticket with a built-in multiplier, all nine prize tiers and your real odds.

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Jackpot Stories09/11/2026 8 min

The Biggest Powerball Jackpots in History

The ten biggest Powerball jackpots in history: the record $2.04 billion California ticket, the $1.817 billion Arkansas win and the $1.040 billion 2026 jackpot.

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Strategy09/11/2026 9 min

How to Choose Lottery Numbers: A Statistical Approach

Hot, cold and overdue numbers explained with real statistics: what frequency data actually shows, the myths it does not support, and a workflow you can use.

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Comparison09/11/2026 8 min

Powerball vs Mega Millions: Which One Should You Play?

Powerball and Mega Millions compared in 2026: ticket prices, jackpot odds, prize tiers, draw days and cost per chance, plus an honest verdict on which to play.

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Beginner Guide09/11/2026 8 min

How to Play Powerball: A Complete Guide for Beginners

A beginner's guide to Powerball: how the 5/69 plus 1/26 draw works, what a ticket costs, the prize tiers, your real odds and how to buy a ticket safely.

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State Lotteries09/08/2026 8 min

Best Lottery Numbers for Texas: Hot & Cold Numbers for Texas Lotto

Lotto Texas explained with real data: how hot and cold numbers are counted, why no number is ever due, and how to build a balanced Texas Lotto winning line.

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Strategy09/08/2026 8 min

How to Win the Lottery (Responsibly)

A realistic, responsible look at lottery play: how to set a bankroll limit, the warning signs to watch, and exactly what to do if you do win a jackpot.

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